Still on Your Original Home Loan Rate?
It might be time to review. A quick check could save you hundreds every month.
Your bank isn’t going to call you and say you’re on a bad rate. That’s not how it works. You have to ask — or better yet, have someone who knows what to look for check it for you.
At A1 Fincorp, we review your current loan against what’s available in the market. If there’s a better deal — and there often is — we help you get it without the stress of figuring it out yourself.
Is It Time to Refinance?
Your fixed rate period is ending and you'rure rolling onto the standard variable rate
You haven't reviewed your loan in more than 12 months
Your repayments are putting pressure on your budget
You want to access equity in your home
Your financial situation has improved since you first got your loan
You're paying LMI and could now be eligible for a better deal
What a Refinance Review Could Do for You
Reduce your monthly repayments
Lower your overall interest paid over the life of the loan
Access equity for renovations, investments, or other needs
Switch from a variable to a fixed rate — or the other way around
Consolidate other debts into one manageable repayment
Your lender won't tell you when to leave. We will.
If a better deal exists for you, we’ll find it. If refinancing doesn’t make sense right now, we’ll tell you that too. Either way, you’ll have a clear answer.